8 Exchanges to Instantly Buy Bitcoin and Altcoins with Credit or Debit Card

Adam Robertson • December 28, 2020

It’s without a doubt that Bitcoin has gone mainstream. However, the biggest bottleneck in obtaining Bitcoin and other altcoins has always been purchasing either of them instantly. Most of the crypto exchanges accept other payment methods except for debit and credit cards. Nevertheless, the increasing demand for bitcoin transactions has sparked an evolution in many platforms to facilitate settlements through FIAT currency. These platforms include various payment methods as per a user’s convenience, though not all of them accept credit cards for buying bitcoins. Here is a list of some of the best exchanges that allow buying bitcoins via credit or debit card instantly. 


8 Best Ways to Buy Bitcoin/ Altcoins with Credit/Debit Card 2020


Coinbase

Coinbase is a leading crypto exchange to purchase Bitcoin and altcoins such as Litecoin or ETH via Visa debit/credit card within the USA’s borders. The platform provides high-end security measures coupled with a low trading fee. The user interface is simple and ideal for expert traders as well as beginner traders alike. 


Fee

Coinbase charges an average transaction fee of about 1.49% to 3.99%. Upon the use of credit cards, the exchange imposes a 3.75% fee. A limit is also enacted on buying Bitcoin via credit cards, i.e., $150 of bitcoins per week. Coinbase verifies its users and requires each of them to submit ID proofs as a verification method before using a debit/credit for payment. Each user’s credit card transaction limits are viewable on the verification page. 


How to Buy Bitcoins/Altcoins using a debit card on Coinbase

  • Register for an account on Coinbase.
  • Complete the signup process.
  • Go to the Payment settings and add a payment method.
  • Select the debit card option and add your debit/credit card.
  • Coinbase will conduct two transactions.
  • Log in to the card statement account.
  • Add the payment to your Coinbase account section.

Pros: User-friendly interface, low trading fees, instant, secure and reliable transactions.

Cons: Transactions may take some time, available in only select countries; support may take an awful while to respond. 


Binance

Binance is an established crypto exchange accessible in all countries except the USA. The exchange allows the instant purchase of Bitcoin and altcoins, including BNB, Ether, XRP, and Tether with Visa or MasterCard, thanks to their partnership with Koinal, TrueToken, Simplex, and Paxos. The exchange is relatively easy to use and boasts of a secure and user-friendly interface. 


Fees

Binance charges two payment fees, i.e., Koinal (2.5% fees) and Simplex (3.5%). Transaction fees on the platform are relatively low compared to other exchanges. 


How to Buy Bitcoins/Altcoins using a debit card on Binance

  1. Create your Binance Account. 
  2. Choose the cryptocurrency you want to buy. 
  3. Select the “Visa/MasterCard” payment option.
  4. Enter the number of cryptos you wish to acquire and confirm your order. 

Pros: Fast services, low transaction fees, good reputation, excellent customer service. 

Cons: Not available in the US, Supported cryptocurrency for trading is limited. 


Luno

Luno allows you to buy Bitcoin, Ethereum, Litecoin, and XRP using a debit/credit card accepting EUR, ZAR, NGN, and MYR as the fiat currencies. The exchange covers over 5 million customers spread out across 40 countries. Luno streamlines the process of trading cryptos, creating an ideal environment for beginner traders. 


Fees

Luno charges a low transaction fee, which varies between country and purchases. Transactions fees calculations rely on the taker maker payment system where users end up paying fees between 0.25%-1% depending on the currency in trade. Deposits using debit/credit cards are free of charge. 


How to Buy Bitcoins/Altcoins using a debit card on Luno

  1. Sign up on the platform.
  2. On the account setting tab, click on the “Credit/Debit Card” option.
  3. Enter your Debit/Credit Card Information.
  4. Confirm and buy Bitcoins.


Bithumb Global

Bithumb Global is a popular South Korea-based crypto exchange with plenty of features making it ideal for altcoin traders. The exchange aids users in purchasing Bitcoin and altcoins using credit cards under third-party fiat-to-crypto gateway providers. Users can buy close to 20 popular crypto assets with fiat.


Fees

The platform’s fees are quite competitive. Withdrawal fees are also dependent on the type of coin. Withdrawal of Ethereum costs 0.01 ETH while Bitcoin costs 0.001 BTC. Generally, the exchange charges 0.15% of what you’re purchasing or selling. 


How to Buy Bitcoins/Altcoins using a debit card on Bithumb Global

  1. Sign up on the platform. 
  2. On the account setting tab, click on the “Credit/Debit Card” option. 
  3. Enter your Debit/Credit Card Information. 
  4. Confirm and buy Bitcoins or altcoins.

Pros: Large trading volume, 24/7 support, beginner-friendly. 

Cons: Sometimes the verification process is slow.

 

Crypto.com 

Crypto.com is a beginner-friendly crypto exchange that enables users to purchase over 80 cryptos via debit cards, including 21 top fiat currencies, including EUR and USD. The exchange is non-custodial and boasts of low trading fees coupled with deep liquidity and outstanding execution prices. 


Fees

Crypto.com app doesn’t exact tariffs on deposits or transfer to other exchange platforms. The fees charged for withdrawals depends on the type of token withdrawn. Users will be subject to a trading fee. A credit card purchase on the exchange is charged 0% in EU nations and between 1-3% in other regions. 

How to Buy Bitcoins/Altcoins using a debit card on Crypto.com

  1. Register on the platform and complete the Identification Verification. 
  2. On the exchange, click on Buy.
  3. Choose “Credit Card’ as the Purchase Method. 
  4. Accept the 3.5% Card Fee. 
  5. Click on “Add Credit or Debit Card” and fill in your card info.
  6. Choose the Amount of Crypto You Would Like to Purchase and Click Buy.
  7. Confirm and finish off the transaction.

Pros: Low trading fees, beginner-friendly, regulated 

Cons: No app, incompetent user privacy. 


Coinmama

Coinmama simplifies the process of buying Bitcoin and altcoins using debit/credit cards. Contrary to other exchanges, Coinmama doesn’t offer an in-built Bitcoin wallet. One should seek a way to store crypto themselves on the platform.


Fees

Coinmama charges a flat-fee of 6.75% on all transactions. Transactions involving debit/credit cards adds a 5% fee to the tally. The exchange also limits transactions involving credit cards to 5000 USD/EUR per day and 20 000 USD/EUR per month. 


How to Buy Bitcoins/Altcoins using a debit card on Coinmama

  1. Sign up on Coinmama and verify your identity.
  2. Add a Bitcoin address to the platform.
  3. Provide debit/credit card information.
  4. The address receives Coins instantly after purchase.

Pros: Fast purchase turnaround, good customer support, reputable company

Cons: Charges high fees compared to other exchanges, has monthly limits. 


CEX.io

Cex.io offers seamless Bitcoin and altcoin purchases using credit cards. It’s one of the most efficient and trusted sites for buying Bitcoin or altcoins with credit or debit cards. While it offers brokerage services, the fees are relatively high. Nonetheless, you can still purchase Bitcoin on the platform all by yourself. 


Fees

CEX.io fees are higher compared to other platforms. The platform charges a fee of 7% for bitcoin exchange involving direct trading. The exchange employs a maker-taker model meaning that the transaction charges are dependent on the tariffs charged. It also implements buying and selling limits. Verified users can deposit between $10,000/day to $100,000/month using Visa/Master Card and Bank transfers. 


How to Buy Bitcoins/Altcoins using a debit card on CEX.io

  1. Sign up on CEX.io. 
  2. Click on: Finance,” then “Deposit,” and then click on the FIAT currency of your choice. 
  3. Use your debit card to deposit to your account.
  4. Buy Bitcoins and other altcoins by clicking on “trade” then choose the “BTC/USD” option. 

Pros: Supported in numerous countries, reputable exchange, has a high purchasing limit

Cons: Very high exchange rates with an extensive verification process. 


CoinSwitch

CoinSwitch offers instant crypto purchases using debit or credit cards. One can buy over 300 cryptocurrencies on the exchange, including BTC, XRP, LTC, and ETH with Visa or MasterCard. All major fiat currencies, including USD, EUR, RUB, JPY, and AUD, are supported. The platform has an anonymity feature whereby users do not have to sign up or create an account to purchase crypto. 


Fees

The charges are dependent on the type of exchange, ranging from a fee of 0% to 0.49%. The rates are one of the lowest among crypto exchanges. 


How to Buy Bitcoins/Altcoins using a debit card on CoinSwitch

  1. Input the USD amount and select the exchange with an excellent price. 
  2. Input your BTC address. 
  3. Click to make payment with your Credit Card.
  4. Ensure the coins reflect in your BTC address.

Pros: Supports vast tokens, has reliable support, accepts crypto interchangeability, low trading fees. 

Cons: It is unavailable in several countries such as the US. 


Final Words

Advancements in the crypto space have now made it possible to purchase crypto using a debit or credit card. Buying Bitcoins and altcoins via debit card is relatively easy on exchanges that accept the use of a credit card. Including credit cards to purchase cryptocurrency has made crypto exchanges instrumental in spurring mainstream crypto adoption. Even so, before buying crypto using credit cards on crypto-exchanges, one may need to exercise caution for the existence of numerous fraud platforms. The user mustn’t overlook the legality and convenience of the exchange.

Souce: Crypto Adventure

Disclaimer: This is not trading or investment advice. The above article is for entertainment and education purposes only. None of the content on Crypto Folds is investment advice nor is it a replacement for advice from a certified financial planner. Please do your own research before purchasing or investing into any cryptocurrency.  

DigitalBot Is Creating the Next Generation of Crypto Millionaires Through Its Explosive Binary Platform

By press release • June 12, 2025
A bold shift is underway in the network marketing space. DigitalBot, the Web 3.0-powered automated trading platform, is making waves across global markets with one clear message: Work fast. Earn big. Build your legacy before the world catches up. Following a successful silent rollout across Latin America and Asia — onboarding multimillion-dollar networks in record time — DigitalBot is now launching its official global leader acquisition phase . This expansion phase offers lightning-fast binary bonuses, daily payouts, and exclusive mentorship programs for ambitious professionals ready to lead the next digital wealth movement. “We created a system that rewards speed, focus, and duplication. If you understand binary, you understand that timing is everything,” said Antonio Salas , CEO and Founder of DigitalBot. What Sets DigitalBot Apart? ⚡ Binary payouts within hours , not days. 🔒 100% decentralized Web 3.0 infrastructure — no corporate accounts or centralized risk. 📈 Performance-based model — no artificial ranks, no fluff. 🎓 Millionaire mentorship events with the CEO and elite global leaders. 💰 Performance incentives up to $25,000 , plus Rolex watches and private luxury travel. Who Should Join Now? 🌐 Network leaders aiming for fast duplication and exponential team growth. 🔥 Teams seeking results-driven platforms with daily income potential. 🎯 Influencers and marketers looking for scalable, proof-based income models. The first 1,000 global leaders will receive priority positioning and lifetime binary acceleration — giving them an edge in one of the most disruptive launches of the year. 🚀 Ready to Join the Top 1%? Visit https://digitalbot.app to claim your position before the window closes. 

BalzBack: From Scammed to Stacked - Redemption Is Here

By Press Release • June 11, 2025
In a crypto landscape still reeling from waves of rugpulls, a new initiative, Balz Back, today announced the official opening of its platform for community submissions. Balz Back is designed to turn rugged bags into new liquidity, offering a potential lifeline to countless affected investors.  Built around the DeFAI Redemption Protocol , BalzBack evaluates communities through onchain behavior and sentiment signals, generating a Community RugScore™ . Once approved, token holders access a Telegram-native app where they can verify wallets, deposit rugged tokens, and receive structured allocations of $BALZ tied to their score and deposit tier. Submissions are now open to leaders, developers, and moderators from impacted communities. Recent examples of affected projects include: $LIBRA – Promoted by Argentine President Javier Milei , with wallet activity linked to Hayden Davis of Kelsier Ventures. Over $250 million lost. $MELANIA – Endorsed by Melania Trump and allegedly connected to Davis, with insiders profiting over $150 million through private allocations and pre-announcement trades. $HAWK Tuah – Backed by influencer Hailey Welch , collapsed following insider-controlled dumping. $WOLF – Deployed through wallets associated with Hayden Davis, collapsed by over 99% within two days, with 82% of supply under one entity. $CUBA , Al16Z , SPEED (linked to Logan Paul ), and $JAILSTOOL (promoted by Dave Portnoy )—each followed a similar extraction pattern. Additional tokens like $ZBEC, $DANTRUMP, RugMask, Pompompurin Coin , and $GANTU have also shown post-launch behavior consistent with insider or predatory flows. BalzBack provides communities with a verified redemption channel , backed by a transparent scoring system and application logic. Once a community is approved, individual members can reclaim value through direct participation in the redemption process. "We’ve created a way to convert rugged bags into fresh liquidity, grounded in verifiable data and built for real users who got left behind," said a spokesperson for the $BALZ team. "We are actively onboarding and reviewing submissions." To apply, visit: https://www.muskybalzac.com/balzback

How XRP holders can achieve steady returns through BJMining cloud mining in 2025

By press release • June 6, 2025
Recently, XRP has risen for five consecutive trading days, hitting a two-week high of $2.2658 on June 4, rebounding about 10% from the low on May 31, showing significant bullish momentum and market confidence. At the same time, a large "whale" transferred 330 million XRP (about $716 million) back to the Ripple company account on June 2. Such huge internal transfers are often interpreted as signals of short-term circulation adjustments and long-term holding intentions. In terms of ETF expectations, many institutions are actively promoting XRP spot ETF applications. If approved, it will bring more institutional funds and pricing transparency to the market, and will also further boost XRP's market sentiment and liquidity. As the XRP ecosystem continues to improve and demand steadily increases, many coin holders are beginning to seek more flexible ways to operate their assets. At this time, the cloud computing mining service launched by BJ Mining is user-friendly and open to XRP users-users only need to deposit XRP into the platform wallet to participate in the cloud mining plan What is BJ Mining Founded in 2015, BJ MINING is a fully compliant cloud mining platform headquartered in the UK. Adhering to the core values ​​of innovation, security and sustainable development, it provides efficient, professional and environmentally friendly one-stop cloud mining services to global cryptocurrency enthusiasts. The platform’s automated system ensures that users continue to receive rewards without any extra effort. Whether you are new to cryptocurrency or a seasoned enthusiast, BJ Mining offers you a seamless way to make money from home. Advantages of BJ Mining Free Trial: New users who successfully register an account for the first time can receive a $15 new user reward and experience cloud mining for free and without risk. Zero threshold to start: No need to purchase any mining machines, just register and use it, reducing high hardware and electricity costs. Fully transparent settlement: 0 management fee, 0 hidden fee; view earnings with one click in the backend. Free withdrawal of multiple currencies: Support mainstream assets such as DOGE, BTC, USDT-TRC20/ERC20, ETH, XRP, LTC, SOL, BCH, USDC, etc., with zero withdrawal fees. High referral rewards: Invite friends to earn 3% active referral rewards + 2% indirect referral rewards. Safety and security: It uses McAfee® + Cloudflare® dual protection, is fully covered by AIG insurance, and is equipped with 7×24 hours manual online technical support. Three steps to teach you how to make money in BJ Mining Step 1: Register an account It takes less than a minute to create your free account and get a $15 newcomer bonus , which will make you $0.60 per day for free. Step 2: Select a contract We offer a variety of contracts to suit your financial goals. Whether you are looking for short-term gains or long-term returns, BJ Mining can meet your needs. Step 3: Start making money It’s easy to control revenue growth without any management. Daily earnings will be automatically deposited into your account, and you can also withdraw them to your cryptocurrency wallet. Get a stable passive income by participating in the following featured contracts: After purchasing the contract, the proceeds will be automatically credited to your account the next day. When the account balance reaches $100, you can choose to withdraw to your digital currency wallet, or continue to purchase contracts to get more profits. (The platform has launched a variety of stable income contracts, which can be viewed on the official website https://bjmining.com ) Safety and sustainability In the world of cloud mining, trust and security are the first steps to establish cooperation. BJ Mining is well aware of this and puts user safety first. The mine uses 100% renewable energy such as solar energy and wind energy, practices the concept of low-carbon mining, and feeds excess electricity back to the community power grid to help local green development and promote the deep integration of blockchain and environmentally friendly energy. BJ Mining adopts McAfee® + Cloudflare® dual protection, is fully covered by AIG insurance, and is equipped with 7×24 hours manual online technical support to protect your assets. Summary Driven by the continued strength of the XRP market and ETF expectations, with the help of BJ Mining's zero-threshold, transparent and secure cloud mining services, XRP holders can easily participate and steadily increase their value, providing a more flexible and efficient option for asset operations. For more details, please visit BJMining official website ( https://bjmining.com ) or contact the official email address info@bjmining.com . 

Huge Prizes Await – Get Up to 12000 EUR in Bet20 Crypto Casino Welcome Bonus

By Press Release • June 3, 2025
Had enough of the played-out crypto betting sites? It’s time for a shakeup: step into BET20 Casino , an up-and-coming crypto casino that blends blockchain technology with premium games, better bonuses, and plenty of opportunities to win big.  BET20.com isn’t your average crypto casino: it’s a no-KYC and VPN-friendly betting site that’s backed by a portfolio of over 10,000 casino games , from slots, table games, jackpots. Getting your winnings isn’t a problem at BET20—you get access to dozens of cryptos for payments, including BTC, USDT, DOGE, and XRP, in addition to fiat currencies like EUR and USD. You enjoy lightning-fast withdrawals, and you don’t have to jump through so many hoops to get approved. And with huge prizes and potential jackpots, BET20 is set to flip the crypto betting script. BET20 Casino: What’s on Deck For New Bettors? At BET20, new players start out strong with its 280% signup bonus of up to €12,000 that’s bundled with 150 free spins. The site’s welcome treat is available on the player’s first three deposits: 1st Deposit Bonus. Double your deposit up to €300 + 50 Free Spins 2nd Deposit Bonus. Get an 80% bonus match up to €400 + 100 Free Spins 3rd Deposit Bonus. Double the deposit up to €500 These deposit bonuses are subject to the use of the promo codes: FIRST, SECOND, and THIRD, and bonus spins are playable on top games like Bonanza Billion, The Dog House, and Gates of Olympus. At BET20 crypto casino , high rollers and VIPs get something extra. By depositing at least €200, the bonus potential becomes bigger: get up to €3,000, €4,000, and €5,000 on the first three deposits. High rollers pick BET20 crypto casino not just for a bigger welcome bonus, but also for its VIP support, flexible betting limits, and a longer list of recurring promos. Here’s what’s in store for existing bettors: Reload Bonuses. Get a 50% bonus when you top up every Wednesday. Free Spins. Claim up 90 bonus spins weekly. Weekly and Monthly Tourneys. Opt in and bet at least €10 to qualify and win a share of the prize pool. Cashback. Enjoy up to 30% cashback during Saturdays. Loot Boxes. Collect instant cash bonus or free spins. Loyalty Program. With 10 tier levels, you get plenty of opportunities to collect points for every real money bet. Play Your Bonus on Over 10,000 Casino Games or Bet on Sports BET20 boasts over 10,000 casino games, spread over popular categories like online slots, table games, crash games, and even its BET20 Originals. We partner with 49 top software vendors like Spribe, JILI, and Play’n GO to keep our games list fresh every time. You big on sports? Have fun supporting your favorite teams and players in our sportsbook section. We cover all popular international sports, from basketball, soccer, tennis, to horse racing, with plenty of eSports betting markets for Dota 2, Valorant, and League of Legends fans. Whether you prefer the planning in prematch betting or thrive in real-time-active or in-play bets, BET20 lets you bet like a pro. BET20 Casino Is Ready to Take on the OGs of Crypto Betting BET20 is an up and coming brand—and it’s ready to disrupt the crypto betting scene. Designed by experienced iGaming professionals and veteran players, BET20 offers instant withdrawals, lightning-fast withdrawals, and just pure blockchain-inspired betting action. Your data remains private, and with its NO-KYC and VPN-friendly setup, game time has never been easy yet secure.Here’s our deal—signing up takes less than 60 seconds, and you’re ready to bet, play, and win big at BET20. Bet on games. Enjoy lightning-fast withdrawals. Join a growing crypto gaming community. You locked in? Check out BET20 crypto casino today. Website : https://www.bet20.com Twitter/X : https://x.com/bet20__ Telegram : https://t.me/bet20officialgroup Facebook: https://facebook.com/officialbet20 Contact : affiliates@bet20casino.com
Show More
paper_plane

NEVER MISS AN ARTICLE!

Sign up and stay up-to-date about what's happening at our site.