Fulcrum Launches Fully Insured Crypto Lending Platform Offering Up to 12% APR on BTC, 13% on SOL and 14% on USDT

Press Release • November 4, 2025

Fulcrum Lending, the crypto-backed financial services provider, today announced the launch of its platform. Fulcrum is tailored exclusively for investors, individuals or businesses, looking to achieve higher returns on major crypto (BTC, ETH, BNB, SOL) and stablecoin deposits (USDC, USDT). With annual returns of up to 14%, full-insurance, FINMA license and the interest payouts in the crypto deposited; the platform offers investors a secure, high-yield alternative to traditional savings accounts. The platform has been in beta and alpha stages for the last 6 months and now it’s celebrating its release.



New Alternative to Outpace Inflation


Traditional savings accounts struggle to keep pace with inflation, often leading to a gradual loss of value for investors. Crypto saving accounts do offer higher returns, but they don't offer insurance for incidents that are common in crypto space. Fulcrum offers an alternative that combines predictable high returns of crypto with a fully insured and licensed platform, allowing investors to grow their savings faster than inflation with peace of mind. This platform is designed to empower individuals with greater financial control, helping them to break away from low-yield savings accounts and achieve more flexibility in their financial plans.


"Fulcrum has always been about empowering our community with innovative ways, and we prove this commitment by providing investors with a high-yield alternative to traditional savings accounts, while giving them a peace of mind with full insurance and regulation" said Matthew Curtis, CEO and Founder of Fulcrum Lending. “We operate a strict regulatory licensing and compliance rigidly in all operations, ensuring your trust in us is well-placed. We are licensed and regulated by Swiss financial authority FINMA. We also hold all customer assets in a qualified custody Fireworks, and we fully insure them. We offer you best rates on the market no matter the market conditions are, and our team is available 24/7”.


Key Features of Fulcrum Platform


  • Earn up to 12% APR on BTC and ETH, 13% on SOL and BNB
  • Earn up to 14% APR on USDT and USDC
  • Borrow USDT at 16% APR
  • Predictable rates that don’t change with market conditions
  • Full Insurance of user deposits by Lloyd’s of London
  • Licensed and regulated by Swiss financial authority FINMA
  • Backed by known incubator YCombinator
  • Customer assets stored by trusted digital asset custodian Fireworks
  • Flexible withdrawal options of daily, monthly, quarterly and semi-annually


Unlike many crypto yield products that rely on high-risk trading strategies, Fulcrum generates returns exclusively from lending activity on platform providing over-collateralized loans, ensuring a lower risk profile for investors. This means the customer deposits are used to fund secured loans, not volatile trading ventures. Fulcrum also guarantees that crypto payouts are held in full reserve and never leveraged—your crypto is always protected and not exposed to additional risk.


“We’re able to offer investors a compelling alternative to traditional savings accounts that’s built on the foundation of our secure, over-collateralized loan book,” said Andrew Owen, Chief Revenue Officer at Fulcrum. “We only have the option of 50% loan-to-value ratio. That means for every 1 BTC worth of credit, we get 2 BTC as collateral.”


How the Fulcrum Interest Account Works


Fulcrum platform accepts deposits in crypto (BTC, ETH, SOL, BNB) and stablecoins (USDC, USDT). Investors will be able to receive monthly interest payouts in the crypto they deposited, giving them the flexibility to tailor their returns to their financial goals. Withdrawals are available after different lock-in periods, differing from 1 day to 6 months. The more the platform users lock-in funds in the platform, more returns they receive.


How the Fulcrum Borrowing Works


With Fulcrum, anyone can have access to borrowing power of up to $1 million by using their crypto assets as collateral, within 24 hours and with no credit history required. In this way they can borrow cash and hold their coins to see them grow while avoiding taxes. Fulcrum offers over-collateralized crypto-backed loans, stored in qualified custody, and only with 50% LTV. The automated platform provides instant funding in USDT.


Availability of Fulcrum platform


Fulcrum platform is now accessible to individuals and corporate investors seeking a secure, high-yield alternative to traditional saving and borrowing options.


About Fulcrum Lend


Founded in 2025 and headquartered in Switzerland, Fulcrum Lending is the pioneer of fully insured crypto-backed lending. Fulcrum’s mission is to build and enable simple, familiar, and novel crypto financial products that increase access to financial opportunities and give consumers more control over their ability to generate long-term wealth.


Fulcrum's crypto lending products enable its users to receive interest in their idle crypto assets and seamlessly access credit against their crypto portfolios. For more information, visit https://fulcrumlend.com


Disclaimer: This is not trading or investment advice. The above article is for entertainment and education purposes only. None of the content on Crypto Folds is investment advice nor is it a replacement for advice from a certified financial planner. Please do your own research before purchasing or investing into any cryptocurrency.  
By Press Release November 4, 2025
Mevolaxy , a US-based mevstake platform, has released an intuitive mobile app to provide an easy solution for users who prefer managing their assets on the go. Additionally, the company announced that the latest investor payouts have set another record after the one set in June. These two developments highlight Mevolaxy's commitment to providing maximum user convenience as part of its community-centric approach.  Mevolaxy specializes in developing MEV bots and subsequently using them within the Mevstake system. Mevstake is the platform's proprietary technology that locks in the user's staking terms for the whole duration of their deposit. It serves as a guarantee that users will receive stable, predictable returns, regardless of market volatility or network changes. The Mevstake system allows users to contribute funds to a network-wide bot liquidity pool and receive a share of the profits. This makes tools previously available only to major traders accessible to a broad audience. The recent launch of the Mevolaxy mobile app means users can now access mevstake easily, even when away from their computers. The application is now available on the App Store. Early users already praised its speed, intuitive interface, and modern design. The app allows tracking accruals and statistics in real time, making interaction with the platform even more convenient. Mevolaxy also announced the latest investor payouts, totaling approximately $3.6 million. This figure represents a new record for the company, surpassing the $3 million in payouts set in June 2025. Company representatives noted that the growing payouts are a testament to the sustainability of their model and the trust of their users. About Mevolaxy Mevolaxy is a fintech company that seeks to expose users to blockchain-based gains through advanced MEV strategies. The platform’s flagship product, the mevstake technology, aims to break down barriers and make MEV accessible to all users, regardless of their experience with cryptocurrencies. The Mevolaxy team consists of blockchain infrastructure developers, financial analysts, cybersecurity engineers, DeFi specialists, marketers, and product managers. The company’s engineers have many years of experience working with high-load systems and advanced blockchain technologies from Ethereum, Solana, Arbitrum, zkSync, and other networks. Use the Mevolaxy app today to access advanced staking tools securely and without complicated settings or hidden fees. Learn more about Mevolaxy on its official website .
By Press Release November 3, 2025
In an era where billion-dollar acquisitions reshape the trading landscape, Samuel Drnda , founder and CEO of HyroTrader , made a bold and defining decision — he refused multiple acquisition offers worth tens of millions of dollars , choosing vision, innovation, and independence over a lucrative exit.  The offers followed the high-profile acquisition of Breakout by Kraken , one of HyroTrader’s main competitors. Shortly after, Drnda was approached by two of the world’s largest forex prop trading firms and one of the biggest global crypto exchanges , each seeking to fully acquire and absorb HyroTrader’s rapidly growing trading ecosystem. “Each offer had the same condition — total control,” said Drnda. “They wanted to buy everything we’ve built and integrate it into their structure. But HyroTrader was never built to be sold. It was built to change how the prop trading industry works.” A Vision Too Big to Sell Founded in 2020 , HyroTrader quickly evolved from a trading platform into one of the fastest-growing crypto prop trading firms in the world , empowering over 30,000 active traders and achieving consistent month-over-month growth. By 2024, HyroTrader was featured multiple times as the “Best Crypto Prop Firm” by leading trading and fintech media outlets — a recognition that reflected both its innovation and trader-first approach. Today, HyroTrader is setting a new global standard with Hyro Protocol , the first decentralized, non-custodial crypto prop trading infrastructure built on Solana . “From day one, our vision was to build a decentralized prop firm connected to multiple trading exchanges — a true on-chain ecosystem where traders, investors, and liquidity providers interact transparently,” said Drnda. “We’re not just another prop firm. We’re creating the infrastructure for the next generation of crypto prop trading firms.” From Bootstrap to Billion-Dollar Vision HyroTrader’s rise is even more remarkable because it was built entirely without venture capital. “In the early days, no VC wanted to invest even $200,000. We decided to bootstrap everything from scratch,” said Drnda. “Now, the same institutions that once ignored us are offering tens of millions to acquire us. That’s the power of staying true to your mission.” Today, HyroTrader operates profitably and independently, already valued in the hundreds of millions and on track toward becoming the first decentralized billion-dollar prop trading ecosystem . Beyond Money: The Power of Purpose Despite the life-changing offers, Drnda’s decision to remain independent was rooted in conviction, not calculation. “I come from a middle-class family — the offers I received would have changed my life,” he said. “But I’ve already achieved more than I ever dreamed of. At this stage, it’s not about money; it’s about building something meaningful with people I believe in and creating real impact for traders worldwide.” After the refusal, Drnda earned even greater respect from the HyroTrader team , partners , and trading community , strengthening the company’s culture of purpose-driven innovation. “Many founders dream of an exit. I dream of evolution — of building a decentralized, transparent, and trader-owned future.” The Next Phase: Hyro Protocol With Hyro Protocol , Drnda and his team are developing the foundation for the next generation of decentralized prop trading firms . Built on Solana , the protocol will connect multiple trading exchanges into one unified infrastructure, allowing traders, investors, and liquidity providers to interact seamlessly and verifiably on-chain. “Our mission is to democratize access to trading capital, remove intermediaries, and empower traders globally,” said Drnda. “Hyro Protocol isn’t just another product — it’s the infrastructure that will power the decentralized trading economy.” About HyroTrader HyroTrader is one of the fastest-growing and most recognized crypto prop trading firms in the world, empowering more than 30,000 traders with performance-based funding and transparent trading conditions. Featured multiple times as the “Best Crypto Prop Firm,” HyroTrader is now building Hyro Protocol — the first decentralized, non-custodial, multi-exchange trading infrastructure on Solana . Founded by Samuel Drnda in 2020, HyroTrader’s mission is to democratize access to trading capital and build the foundation for the next generation of decentralized prop trading firms.
By Press Release November 3, 2025
The public launch marks an important milestone in the company’s mission to create a secure and transparent tokenization platform for investors seeking regulated access to digital assets and innovative financial instruments . The token distribution will take place through the official Invest4B platform at https://invest4b.eu , where investors will be able to securely purchase tokens that will be directly allocated to their investment wallets. The issuance process complies with European legal standards , ensuring investor protection and full transaction transparency . The Invest4B ecosystem has been designed as a bridge between traditional finance and decentralized innovation . At its core lies the development of Bank 4B – a future Luxembourg-based institution that will operate as a fully compliant digital bank , supporting tokenized financial products and regulated DeFi operations . Bank 4B – A New Era of Digital Banking Bank 4B announces the launch of its asset tokenization program , marking a key step in building a global financial ecosystem based on blockchain, artificial intelligence, and regulated digital assets . The project introduces a new level of transparency, liquidity, and accessibility for institutional and private investors worldwide. Bank 4B stands out through its unique combination of traditional banking standards and the principles of decentralized finance (DeFi) . Operating in full compliance with European regulatory frameworks , it builds a bridge between conventional asset management and the next generation of tokenized investment instruments . As part of its expansion, Bank 4B announces the development of: a real-world asset (RWA) tokenization platform , blockchain-based digital investment products , and a digital investment account ecosystem under the Bank 4B brand. About Invest4B Invest4B is a Luxembourg-based fintech initiative focused on creating a regulated ecosystem for real-world asset (RWA) tokenization . By combining blockchain technology , artificial intelligence , and compliance-driven financial architecture , Invest4B is building the foundation for a transparent, efficient, and trusted digital banking future . The INV4B token represents the first step toward this vision, paving the way for the establishment of Bank 4B – an institution that will unite the world of traditional finance with modern blockchain technology. Official Website: https://invest4b.eu Press Contact: info@invest4b.eu 
By Press Release November 2, 2025
In a bold move to reshape how token users access and interact with cryptocurrency data $CIL token is proud to unveil its new decentralized search engine built exclusively for crypto and token information.  Precision-Crafted for the Crypto Ecosystem Traditional search engines prioritize centralized results and corporate rankings, our system scans verified crypto platforms and decentralized sources to deliver real-time token prices, project details, and provides direct links all in one intuitive interface. No noise, no Scams just clean, relevant data. Print-Ready Insights, Start a Business Users can instantly generate PDF summaries or print token data directly from their mobile phones or desktops. Whether preparing for a pitch, sharing with a team, or archiving research, the platform makes crypto intelligence portable and professional. Decentralization at Its Core By avoiding centralized search pathways and corporate indexing, our engine ensures that users receive unbiased, community-driven results. This approach protects against manipulation and promotes open access to blockchain innovation. Powered by $CIL: Fueling the Future of Crypto Search The $CIL token is more than a utility—it’s the heartbeat of the platform. It supports infrastructure, incentivizes improvements, and empowers users to shape the future of decentralized discovery. Every search, every print, every update is backed by the strength of $CIL. Join the Movement We invite crypto followers, builders, and believers to explore the platform and support the $CIL token. Together, we’re building a new standard for transparency, usability, and trust in the digital asset space. To learn more and start searching smarter, visit https://ciltoken.com We are building the next Google for Crypto. Buy $CIL token https://www.dextools.io/app/en/solana/pairexplorer/6ZG6FSghhhWGSnQibCPXHkUeWmhyexFqBHP6M4g92PXV?t=1762031670533 https://x.com/CIL_Token Contact: graham@guardblockfoundation.com for partnerships or to crypto consultant training. Fee Apply.
Show More
paper_plane

NEVER MISS AN ARTICLE!

Sign up and stay up-to-date about what's happening at our site.